Then, the complaint says, very little happened. The plaintiffs allege James River “dragged its feet, reassigned the claim, and provided boilerplate responses” for more than a year. The carrier did not issue a reservation of rights letter until October 31, 2025 – and even then, it agreed to defend only Plycem, the filing claims. Elementia, the parent company facing fifth-party claims from supplier Harvey Industries, was not mentioned at all.
